Depending on how old you are, retirement savings may not be the top thing on your to-do list.  Now being in my 30’s I’m so thankful that I started investing at an early age, even though it was just a little bit at a time.  I think that retirement savings is an easy thing for young people to put off because it seems so far away, but the reality is, you’re going to need lots of time to build up a substantial nest egg.   I feel very fortunate to have parents who set me up with a .