My finance strategy has changed over the years from when I was paying off debt, to when I was saving like a crazy person so I could leave my job, to paying off student loans after getting married, to now, back to saving again!  Throughout that time, my money mission has remained the same…  stay out of debt (or at least not add to it), spend less than I make, and to continually save for the future.  Here’s a deep dive into my strategy.   Short-Term Strategy:  For any short-term saving .