My 21-year-old self was obsessed with stuff.  I had more possessions than any 20 something should and the credit card debt to match it.  I lived in a big three-bedroom apartment, had nice furniture, multiple flat screen TV’s, a relatively new SUV, and designer accessories.   I had a full-time job with a steady income, so what’s the big deal?  Why not buy a bunch of stuff?  That’s why we work right?   It pains me to look back and think about all my careless spending and how big of .