My 21-year-old self was obsessed with stuff. I had more possessions than any 20 something should and the credit card debt to match it. I lived in a big three-bedroom apartment, had nice furniture, multiple flat screen TV’s, a relatively new SUV, and designer accessories. I had a full-time job with a steady income, so what’s the big deal? Why not buy a bunch of stuff? That’s why we work right? It pains me to look back and think about all my careless spending and how big of .